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Terms and Conditions

Effective Date: January 01, 2026

Welcome to Anok Creators Technology! These terms and conditions outline the rules and regulations for the use of Anok Creators Technology's Website (anok.store) and our mobile applications.

By accessing this website or downloading our apps, we assume you accept these terms and conditions. Do not continue to use our services if you do not agree to take all of the terms and conditions stated on this page.

1. Definitions

• "Service" refers to the website anok.store and mobile applications developed by Anok Creators Technology (e.g., Loan CalPass).
• "Company" (referred to as either "the Company", "We", "Us" or "Our") refers to Anok Creators Technology.
• "User" refers to the individual accessing the Service.

2. License to Use

Unless otherwise stated, Anok Creators Technology and/or its licensors own the intellectual property rights for all material on our apps and website. All intellectual property rights are reserved. You may access this from Anok Creators Technology for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from our apps/website.
• Sell, rent or sub-license material from our services.
• Reproduce, duplicate or copy material.
• Redistribute content from Anok Creators Technology.

3. Use of Apps (Google Play Compliance)

Our applications available on the Google Play Store are licensed, not sold, to you. By downloading our apps (e.g., Loan CalPass), you agree to:

• Use the app only for lawful purposes.
• Not attempt to reverse engineer the application code.
• Acknowledge that we may update the app to improve functionality or security.

4. User Content

In parts of this website or our apps where users can post information (e.g., feedback forms), Anok Creators Technology does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Anok Creators Technology, its agents and/or affiliates.

5. Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Our services, including financial calculation tools, are provided "as is". We do not guarantee the accuracy of financial calculations for legal or banking purposes; tools like Loan CalPass are for estimation only.

6. Limitation of Liability

In no event shall Anok Creators Technology, nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this Website or our Apps.

7. Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Anok Creators Technology. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which Anok Creators Technology operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

By email: support@anok.store

Visit our Privacy Policy: Privacy Policy